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Think twice before you spend this Christmas

Despite the massive blow out to the cost of living in Australia we are, according to some web-based sites like Statista and Roy Morgan, set to spend approximately $64 billion. With Queenslanders set to spend $13 billion of that alone. That is a rise of 4.6% compared to the same time last year.
We all love to give gifts to family and friends especially for Christmas. However, there may be a price to pay for the privilege. 

Click this link to read more about practical steps you can follow to have a great Christmas